Triple Welcome Rewards

Ready for the ultimate rewards? Join WeLab Bank's Triple Welcome Rewards now! From now until March 31, 2025, successfully open a WeLab Bank account with the designated invitation code and complete 3 related tasks to earn rewards of up to HK$2,086*!

Account opening invitation code: WNTB25

Task1️⃣: Set Up HKD Time Deposit to Enjoy 3.8% p.a.

During the promotion period, new customers can enjoy a 3-month time deposit at 3.8% p.a.1, with a minimum deposit amount of HK$80,000 and a maximum of HK$100,000. This offer is valid within 14 days of account opening, so remember to set up your time deposit immediately after opening your account to secure the high interest rate!

Task2️⃣: Spend with WeLab Debit Card on Foreign Currency to Earn 5% Cashback!

From now until June 30, 2025, new customers can use their WeLab Mastercard® Debit Card for eligible foreign currency transactions and earn 5% cash rebate2 in HKD. Each customer can receive a maximum rebate of HK$150 during the reward period. Eligible transactions include in-store purchases and online shopping, making it super easy to earn cashback!

Task3️⃣: Deposit to Earn 1% p.a. on HKD Savings!

From now until June 30, 2025, new customers maintaining an available balance of HK$50,000 or above in their account can earn 1%p.a.3 on the first HK$300,000 of eligible funds. Enjoy the good combination of flexibility and convenience for both saving and spending!

What’s More?
Exclusive USD FX Time Deposit Promotion

Enjoy a 2-month USD Time Deposit Interest Rate 4.8% p.a. including an extra bonus rate^ —outperforming other time deposit offers, with no deposit cap!


^Terms and conditions apply, please click here for promotion details. The prevailing time deposit interest rate set out above is for reference only and is not guaranteed. It is subject to change from time to time and at WeLab bank’s sole and absolute discretion. For the latest interest rates, please visit the WeLab Bank App or the website.

Why Choose the this offer?

Use referral code WNTB25 to open an account and earn rewards now!

Generous Rewards

New customers can earn up to HK$2,086* in rewards—plenty of value!

Comprehensive Offers

Includes high-interest time deposits and savings as well as cash rebates in HKD for foreign currency spending to meet all your financial needs.

Flexible Participation

Choose the offers that suit your needs and preferences. Once you meet the requirements, you’ll receive the rewards—flexible and convenient!

Simple and Fast

The account opening process is easy and quick, taking as fast as 5 minutes to complete. Enter the referral code to enjoy abundant rewards!

Actual time may vary depending on factors such as your connectivity, mobile phone and documents required.

Account Opening Type
Get started!

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Disclaimer

Foreign exchange markets are subject to unpredictable fluctuations. If you choose to convert your HKD or foreign currency deposit to other currencies, such foreign exchange transactions will be subject to risk arising from exchange rates fluctuation. As a result, you may suffer losses. The information above is not and does not constitute or form part of any offer, recommendation, invitation or solicitation to subscribe to or to enter into any transaction.

Remarks

*Terms and conditions apply. Please refer to here for details. HK$2,085.89 reward means new customers on 3 March 2025 open a 3-month time deposit with HK$100,000, maintain an available balance of HK$300,000 until 30 June 2025 and conduct eligible foreign currency spending transactions of HK$3,000 equivalent during the promotion period.

1 Eligible New Customers can enjoy a time deposit interest rate of 3.8% p.a. for 3-month HKD GoSave 2.0 Time Deposit with a minimum deposit amount of HKD 80,000 and a maximum of HKD 100,000. The offer is only valid for the first 14 calendar days from the Day of Successful Account Opening (including the Day of Successful Account Opening). Eligible New Customers who do not use this offer during such validity period will no longer be entitled to the offer after the validity period.

2 Eligible New Customer can receive 5% Cash Rebate for Net Spending Amount of HKD 500 or above in each Eligible Foreign Currency Spending Transaction conducted with an Eligible Debit Card from the Day of Successful Account Opening to 30 June 2025. The maximum total Cash Rebate amount for the Eligible Card Reward Period is HKD 150. The Cash Rebate shall be rounded to the nearest cent.

3 Eligible New Customers can enjoy a total savings interest rate of 1% p.a., including the Board Rate of 0.01% p.a. and an extra bonus savings interest rate of 0.99% p.a., for the first HKD 300,000 of available balance in the Eligible Account on each calendar day from the Day of Successful Account Opening to 30 June 2025 on the condition that the Eligible New Customer maintains an available balance of HKD 50,000 or above in the Eligible Account on the respective days. The rate is subject to change from time to time at WeLab Bank’s sole and absolute discretion. The prevailing Board Rate set out above is for reference only and is not guaranteed. For the latest interest rates, please visit the WeLab Bank app or the website.