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(1) How is platform fee under Featured Funds services calculated?The fund platform fee shall be charged monthly and will be debited from your Core Account on or before the 7th business day of each month. The fund platform fee of a month is an aggregate amount of the daily fee within the month. Daily fee is calculated based on the daily market value of all your settled fund holdings in HKD (or HKD equivalent based on daily reference rate) under Featured Funds Services, excluding all money market fund holdings, multiplied by the fund platform fee monthly rate and divided by the number of calendar days of the month. Fund platform fee accrued in a month (if any) will be shown on the corresponding Investment Account Monthly Statement. For details of the prevailing fund platform fee monthly rate, please refer to the “General Services Charges”. For fund asset class information, please refer to the fund details page in WeLab Bank app.(2) What are the themes under Featured Funds services?Themes under Featured Funds services include:

“Top funds and hot themes” Section

Under the “Top Performing” sub-category, you can browse the top 10 performing funds distributed under our Featured Funds Services with the highest return as of the latest update date. The list will be reviewed and updated on a quarterly basis. The return information is provided by MorningStar Asia Limited.Under the “Most Clicked Story” sub-category, you can browse the top 5 most clicked stories under our Featured Funds Services in the previous quarter as of the latest update date. Stories in this sub-category will also be marked as “Most Clicked Story” when displayed in other lists. The list will be reviewed and updated on a quarterly basis.

Fund Categories and Themes

Except “Top performing and popularity” Section, funds under our Featured Funds Services are categorised into different categories and themes (e.g. “Equity Fund”, and “China Equity” theme under the “Equity Fund” category) based on their investment objectives provided by respective fund houses. Click the theme and a story will be available for you to have an overview on the theme. If you are interested to explore the relevant funds, you can then click “I’m interested to learn more”. You can refer to the fund documents for details of the investment objective of the funds.Investment involves risks. Information, including but not limited to the fund information, categorization of funds, category descriptions and relevant articles is for reference only and does not constitute comment, recommendation, solicitation, offer or sale of any investment product.(3) How can I add on to subscribe more existing holdings of my investment funds?If you have subscribed an investment fund with existing holdings, you can:

Go to “Featured Funds” page and select the investment fund to access fund details page, and press “Buy”; or
Go to “Featured Funds” page and press “Choose a fund” to access fund list to select the individual fund, and press “Buy”.

(4) What does the information mean on the Fund Details page?

Fund Value: Fund Value is calculated based on the latest available NAV of your existing fund holdings in the denominated currency of the fund.
Processing: “The fund is processing” means that there is an order pending to be settled.
Dividend Received: It is the aggregated dividend amount in the denominated currency of the fund received from this fund. For details, please click “>”.
Total Subscription: Total Subscription Amount is the aggregated subscription amount in the denominated currency of the fund. Subscription amount of any unsettled subscription transaction will be counted.
Total Redemption: Total Redemption Amount is the aggregated redemption amount in the denominated currency of the fund. Redemption amount of any unsettled redemption transaction will not be counted.
Unit Held: It means number of units held by you. Unit(s) of fund to be redeemed in an unsettled redemption order will be counted but unit(s) of fund to be subscribed in an unsettled subscription order will not be counted.
NAV per unit: NAV stands for Net Asset Value of a fund and NAV per unit is the price (in the denominated currency of the fund) of one unit of the fund.
Monthly standing instruction: It shows the investment amount of the monthly standing instruction you have set up for this fund. If you wish to add or amend your monthly standing instruction of this fund, please click “>”.