Want to earn high interest? Open an account & fund in with WeLab Bank now to enjoy 2% p.a. saving rate 💰
Do you know opening a bank account in Hong Kong can be that simple? WeLab Bank is a licensed digital bank regulated by the Hong Kong Monetary Authority, leveraging innovative technology to revolutionize traditional banking services. Here, you can open an account online in just as fast as 5 minutes^ — no queues needed! We also support FPS (Faster Payment System) and cross-border remittances, enabling seamless fund transfers across Hong Kong, Mainland China and overseas — all in one App!
🚀 Now is the best time to open an account and fund in! From now until 31 March, 2025, simply open a WeLab Bank account* and deposit HKD 2,000 or more within 21 days to enjoy a high savings rate of 2% p.a.1💰 The more you save, the more you earn!
😊 Besides a high-interest savings rate, WeLab Bank offers a seamless all-in-one digital banking experience. With the mobile app, you can open accounts, transfer funds, make payments, and invest anytime, anywhere, managing your finances with ease! WeLab Bank is also a member of the Deposit Protection Scheme under the Hong Kong Deposit Protection Board. All eligible deposits, whether in savings or time deposits, are protected 💼 with coverage up to HKD 800,000# 🔒. Rest assured and use WeLab Bank to manage even more of your assets!
🎉 Take action now and build your wealth with WeLab Bank! 💰
Last but not least, don’t miss out on our Buddy Booster – Referral Reward Program. After opening your account at WeLab, invite your friends to open an Core Account and fund-in to enjoy up to HKD 2,000 in cash reward**.
*Terms and conditions apply. Please refer here for program details of campaign period scheduled from 16 January to 31 March, 2025.
Limited quota on a first come first served basis.
For the program details of the campaign scheduled 1 Nov, 2024 to 15 Jan, 2025, please click here.
For the program details of the campaign scheduled 12 Sep – 31 Oct, 2024, please click here.
For the program details of the campaign scheduled 1 July to 15 Sep, 2024, please click here.
For the program details of the campaign scheduled 1 June to 30 June, 2024, please click here.
For the program details of the campaign scheduled 17 April to 31 May, 2024, please click here.
Remarks
^Actual time may vary depending on factors such as your connectivity, mobile phone and documents required.
#WeLab Bank Limited is a member of the Deposit Protection Scheme in Hong Kong. Eligible deposits taken by the bank are protected under the scheme, with a maximum protection amount of HKD 800,000 per depositor.
*During the Campaign Period, new customers can only use one designated referral code when opening a Core Account and the designated referral code must be valid.
1New customers who successfully opened the Core Account using the designated referral code within the Campaign period, and place Eligible Deposit of a minimum of HKD 2,000 into their Core Account within 21 days. From the day you meet the Eligible Deposit requirement, you will enjoy an additional annual interest rate of 1.99% p.a. on your Hong Kong Dollar Deposit Balance in the Core Account. The additional annual interest rate is capped at HKD 800,000 for the HKD Core Account Deposit Balance. Our prevailing interest rate for Hong Kong Dollar Core Account is 0.01%. It is for reference only and is subject to change from time to time and at the Bank’s sole and absolute discretion. The latest prevailing interest rate for your Core Account can be obtained from our website or the WeLab Bank App. For the avoidance of doubt, the Total Entitled Annual Interest Rate of 2% will include your Hong Kong Dollar Core Account Current Prevailing Interest Rate.
**From 16 Jan to 31 Mar 2025 (“Campaign Period”), Eligible Customer (“Referrer”) can enjoy up to HKD200 cash reward (“Referrer's Rewards”) for each successful friend referral if the Referrer has successfully referred a Referee (defined as below) to open a WeLab Bank Core Account with Referrer's designated referral code (with "FP" prefix) and fulfil the following conditions within the indicated period (“Successful Referral”):
Referrer can enjoy HKD 200 cash reward when a Referee places accumulated deposit amount of HKD 10,000 or above into his/her Core Account within 30 days from the Date of Successful Core Account Opening or before 29 April 2025 (whichever is earlier) and maintain a minimum total balance of HKD 10,000 equivalent in any accounts of WeLab Bank for at least 90 consecutive days from the date on which the total balance of Core Account reaches HKD 10,000.
A Referrer can only enjoy a maximum of HKD 2,000 in total as Referral Reward under this Campaign. Please Click Here for more details.
Disclaimers
This webpage is for information only and does not constitute any offer, solicitation, recommendation, comment or any guarantee to the purchase or sale of any investment products or services. The investment products or services mentioned in this webpage are not equivalent to, nor should it be treated as a substitute for, time deposit.
Investment involves risk. The price of an investment fund unit may go up as well as down and the investment funds may become valueless. Part of your investment may not be able to liquidate immediately under certain market situation. Please refer to our Wealth Management Services Terms (including relevant risk disclosures) and relevant fund offering documents for more details of our services as well as the nature and risks of the relevant products.
The investment decision is yours but you should not invest in these product(s) nor services unless the intermediary who sells them to you has explained to you that these products are suitable for you having regard to your financial situation, investment experience and investment objectives.
Before making any investment decisions, you should consider your own financial situation, investment objectives and experiences, risk acceptance and ability to understand the nature and risks of the relevant product(s).
If you have any inquiries on the nature and risks involved in this webpage, relevant product(s) and services, trading or investment funds, etc, you should seek advice from independent financial adviser.
The information contained on this Website should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction. If you are outside of Hong Kong, please inform yourself about and observe any relevant restrictions.
By proceeding with a purchase, you are representing and warranting that you are either resident in Hong Kong or the applicable laws and regulations of your jurisdiction allow you to access the information in this Website or our App and make the purchase.
This webpage is issued by WeLab Bank Limited. The contents of this webpage have not been reviewed by the Securities and Futures Commission in Hong Kong.
In case of any discrepancy between the English and the Chinese versions of this webpage, the English version shall prevail.